2,344 securities tracked 40 rate series, sourced and dated 173 explainers Free no account, no paywall Research only never advice

Every way to earn passive income, in one place.

Dividends, bonds, preferred stocks, options premium, cash rates, private credit, real estate, royalties, international income, side hustles and digital businesses — the mechanics, the current numbers, and the risks. Research only. Never advice.

Today's income rates

The going rate on the safest income first — everything else on this site is priced against it.

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3-month Treasury bill (discount basis) 3.72% Aug 21, 2026
Money market account (FDIC national average) 0.63% Aug 01, 2026
12-month CD (national average) 1.71% Aug 01, 2026
10-year Treasury 4.74% Aug 21, 2026
Investment-grade corporate bonds 5.43% Aug 21, 2026
High-yield corporate bonds 7.08% Aug 21, 2026

These are the rates on the plainest income there is: short-term government debt, the national average paid on insured bank deposits, and the average yield across corporate bonds. The site opens here because every other income on it is priced against these. When something pays noticeably more, the extra is payment for taking on something — a longer wait, a weaker borrower, a payment somebody can cancel — and working out what that something is, is most of the job. Each figure is the latest observation its publisher released, with the date beside it, not a live market price.

Start with the six mechanisms

Every passive-income stream on earth pays you through one of six mechanisms. Learn the six and the whole map organises itself.

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Markets

Income you can buy on an exchange today.

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Private & Real Assets

Income from lending, property and resources.

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Build Income

Income you create rather than buy.

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Learn

Every way to earn passive income, explained.

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Research

Ask the data, screen it, and read what is happening.

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Dividend payers on the radar

Large-cap dividend payers ranked by our research score — a screen, not a recommendation.

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A screen is a filter, not a verdict. Every row here is a large US company that already pays a dividend, ordered by a score this site computes from what has actually been paid — never from what anyone expects next. Read the yield knowing what it is: a payment divided by a price. It rises when the price falls, so a high number near the top of a list can be a company the market has marked down as easily as a generous one. Open a ticker to see the payment history the yield came from.

Ticker Company Price Forward yieldLatest payment, annualised, over today's price. Forward annual Pays
AVA Avista Corporation $37.75 5.22% $1.97 Quarterly
VZ Verizon Communications Inc. $50.25 5.63% $2.83 Quarterly
CMCSA Comcast Corporation $27.10 4.87% $1.32 Quarterly
MO Altria Group, Inc. $68.07 6.23% $4.24 Quarterly
HPQ HP Inc. $29.52 4.07% $1.20 Quarterly
SR Spire Inc. $83.21 3.97% $3.30 Quarterly
OZK Bank OZK $49.20 3.90% $1.92 Quarterly
WSBC WesBanco, Inc. $40.51 3.75% $1.52 Quarterly

Forward here means the last regular payment annualised by its cadence, over the latest price — an estimate of the next twelve months rather than cash already paid. Each security's own page also shows the trailing twelve-month figure, which will differ whenever a payment has changed in the last year. See how we compute these numbers.

The twelve categories of income

Every income type we cover, grouped by how the money actually reaches you.

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1. Interest-producing investments

You lend money and receive interest — from a bank deposit all the way out to a private note.

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2. Dividend & distribution investments

You own a slice of a business or fund, and it pays out part of the profits.

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3. Real estate income

Someone pays you for the use of property you own — directly, or through a fund.

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4. Business ownership income

You own part of an operating company that somebody else runs day to day.

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5. Royalty & intellectual-property income

You own rights to something, and users pay you each time they use it.

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6. Digital-asset & online-business income

Assets you build online that keep earning after the work is done — with maintenance.

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7. Options-based income

You sell someone the right to buy or sell at a set price, and keep the premium.

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8. Commodity & natural-resource income

Income from land, energy and resources — royalties, leases and production payments.

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9. Leasing income

You own a physical asset and lease it to an operator who puts it to work.

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10. Annuity & insurance-based income

You hand an insurer capital and it contracts to pay you an income stream.

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11. Structured & alternative-income investments

Engineered income: contracts, pooled credit and cash flows packaged into a security.

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12. Retirement-account income strategies

Not investments — the tax wrappers that decide how much of the income you keep.

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How to read this site
Nothing on this site is investment advice, and no page here recommends buying or selling anything. We show how each income stream works, what it currently pays, what it costs, how it is taxed, and how it can go wrong. What you do with that is your call — ideally with a professional who knows your situation.

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