Every way to earn passive income, in one place.
Dividends, bonds, preferred stocks, options premium, cash rates, private credit, real estate, royalties, international income, side hustles and digital businesses: how each one pays, what it pays today, and how it goes wrong. Research only. Never advice.
What the safest income pays
Percent a year. Treasury and corporate yields as of 8 Oct 2026; FDIC deposit averages for September 2026. Sources: FRED, FDIC.
Today's income rates
The going rate on the safest income comes first, because everything else on this site is priced against it.
These are the rates on the plainest income there is: short-term government debt, the national average paid on insured bank deposits, and the average yield across corporate bonds. The site opens here because every other income on it is priced against these. When something pays noticeably more, the extra is payment for taking on something, such as a longer wait, a weaker borrower, or a payment somebody can cancel, and working out what that something is, is most of the job. Each figure is the latest observation its publisher released, with the date beside it, not a live market price.
Start with the six mechanisms
Every passive-income stream on earth pays you through one of six mechanisms. Learn the six and the whole map organises itself.
1. Interest from lending
You lend money; you receive interest. Savings, CDs, Treasuries, bonds, private credit, notes.
2. Distributions from ownership
You own a slice of a business; it pays out profits. Dividends, preferreds, REITs, BDCs, MLPs, funds.
3. Rent & lease payments
You own a thing; someone pays to use it. Property, land, equipment, containers, billboards.
4. Royalties & licensing
You own rights; users pay per use. Music, books, film, patents, software, minerals.
5. Option premiums
You sell someone the right to buy or sell at a set price and keep the premium.
6. Business profits
You own an operating company someone else runs. Silent partnerships, franchises, funds.
Markets
Income you can buy on an exchange today.
Dividend Stocks
Yields, safety, growth streaks
Preferred Stocks
Fixed-rate equity income
Bonds
Treasuries, corporates, munis, funds
Options Income
Covered calls & cash-secured puts
Cash Rates
Savings, money market, CDs, T-bills
Private & Real Assets
Income from lending, property and resources.
Private Credit
BDCs, direct lending, hard money
Commercial Real Estate
Cap rates, IRR, property types
Royalties
Music, film, minerals, oil & gas
International Income
Income outside the US dollar
Build Income
Income you create rather than buy.
Side Hustles
Costs, effort and time to first income
Digital Income
YouTube, sites, courses, SaaS
AI Agents
Fillable prompts & document drafts
Learn
Every way to earn passive income, explained.
Learn Library
One page per income type
Passive Income Course
Six mechanisms, six lessons
Course Quiz
Check what stuck
Income Calculators
Yield, ladder, cap rate, IRR
Research
Ask the data, screen it, and read what is happening.
Ask the Data
Answers from our own rows, with the basis
Screeners
Income screens by structure
News
Sourced headlines, linked to the publisher
Language
Read the site in 18 languages
About Us
Who we are and how we make money
Dividend payers on the radar
Large-cap dividend payers ranked by our research score. A screen, not a recommendation.
A screen is a filter, not a verdict. Every row here is a large US company that already pays a dividend, ordered by a score this site computes from what has actually been paid, never from what anyone expects next. Read the yield knowing what it is: a payment divided by a price. It rises when the price falls, so a high number near the top of a list can be a company the market has marked down as easily as a generous one. Open a ticker to see the payment history the yield came from.
| Ticker | Company | Price | Forward yieldLatest payment, annualised, over today's price. | Forward annual | Pays |
|---|---|---|---|---|---|
| CMCSA | Comcast Corporation | $20.66 | 6.39% | $1.32 | Quarterly |
| AVA | Avista Corporation | $35.49 | 5.55% | $1.97 | Quarterly |
| VZ | Verizon Communications Inc. | $41.65 | 6.79% | $2.83 | Quarterly |
| OZK | Bank OZK | $44.41 | 4.32% | $1.92 | Quarterly |
| MKC | McCormick & Company, Incorporated | $44.81 | 4.28% | $1.92 | Quarterly |
| MO | Altria Group, Inc. | $71.68 | 6.19% | $4.44 | Quarterly |
| SR | Spire Inc. | $78.42 | 4.21% | $3.30 | Quarterly |
| WSBC | WesBanco, Inc. | $36.59 | 4.15% | $1.52 | Quarterly |
Forward here means the last regular payment annualised by its cadence, over the latest price: an estimate of the next twelve months rather than cash already paid. Each security's own page also shows the trailing twelve-month figure, which will differ whenever a payment has changed in the last year. See how we compute these numbers.
The twelve categories of income
Every income type we cover, grouped by how the money actually reaches you.
Interest-producing investments
You lend money and receive interest: from a bank deposit all the way out to a private note.
Dividend & distribution investments
You own a slice of a business or fund, and it pays out part of the profits.
Real estate income
Someone pays you for the use of property you own, directly, or through a fund.
Business ownership income
You own part of an operating company that somebody else runs day to day.
Royalty & intellectual-property income
You own rights to something, and users pay you each time they use it.
Digital-asset & online-business income
Assets you build online that keep earning after the work is done, with maintenance.
Options-based income
You sell someone the right to buy or sell at a set price, and keep the premium.
Commodity & natural-resource income
Income from land, energy and resources: royalties, leases and production payments.
Leasing income
You own a physical asset and lease it to an operator who puts it to work.
Annuity & insurance-based income
You hand an insurer capital and it contracts to pay you an income stream.
Structured & alternative-income investments
Engineered income: contracts, pooled credit and cash flows packaged into a security.
Retirement-account income strategies
Not investments: the tax wrappers that decide how much of the income you keep.